iljcar_dec2001_predatorylendingregs.pdfComment letter in support of proposed predatory lending regulations to the Joint Committee on Administrative Rules as introduced in December, 2000 by Gov. George Ryan. The rules would prohibit lump-sum financed credit life insurance, require lenders to document that...
netbank_dec2000_strategicplan.pdfComment letter on the proposed 2000 strategic plan filed by Netbank. Argues that the definition of assessment area needs to reflect the changing industry in order to keep in line with the intent and the language of the CRA...
Comment letter on the proposed 2000 acquisition of FirstStar by US Bancorp.
M&Ibank_nov2000_strategicplan.pdfComment letter on the CRA examination of M&I Bank FSB’s proposed strategic plan. This letter states that banks such as M&I Bank FSB that do a significant amount of business nationwide over the Internet should consider even more expansive...
occ_oct2000_citigroup_associates.pdfComment letter opposing the proposed 2000 acquisition of the Associates by Citigroup. Under normal merger application procedures, the letter states that this acquisition should be denied or at least conditioned on Community Reinvestment Act (CRA) and fair lending grounds.
ots_aug2001_midamerica_midtown.pdfComment letter on the 2001 proposed acquisition of proposed acquisition of Mid Town Bancorp (parent of Mid Town Bank) by MAF Bancorp.
harrisbank_may2000_cracomments.pdfComment letter on Harris Trust and Savings Bank’s 2000 CRA Exam. Although the bank received a Satisfactory rating for its CRA exam in 1998, this letter highlights some shortcomings in Harris Trust and Saving Bank’s community development performance.
corus_march2000_cracomments.pdfComment letter on the 2000 CRA exam of Chorus Bank. The letter evaluates the bank on lending, services, grants, and investments and suggests that the bank recievee a rating of Substantial Noncompliance or Needs to Improve.
fed_nov1999_R-1008_hmda.pdfComment letter on proposed Regulation B rule stating that small business loan disclosure should mirror the provisions in the Home Mortgage Disclosure Act for home mortgage disclosure data and that disclosure provisions should be extended to pre-applications.
northerntrust_oct1999_strategicplan.pdfComment letter on the 1999 CRA examination of The Northern Trust Company strategic plan. Addresses the bank’s low levels of lending, services, and investments in lower-income communities recommends that the Federal Reserve reject Northern Trust’s 2000-2002 Strategic Plan.