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This alert examines two proposed changes to the
regulation of the Community Reinvestment Act:  A regulation
calling for the collection and disclosure of small business loan
application and origination data for banks and savings and loans by
census tract. Second, a proposal calling for the use of some objective
measures as key indicators of a bank’s responsiveness to credit and
capital needs. Woodstock Institute found that on both these central
changes, the revised proposal is a substantial retreat from earlier
progress.
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