etrade_aug2003_cracomments.pdfComment letter in reponse to E*TRADE Bank’s 2003 Needs to Improve CRA rating.  As one of the largest banks to ever fail a CRA exam, the letter suggests that E*TRADE Bank should formulate a strong and appropriate response.

ots_aug2003_stfrancis_MAFbancorp.pdfComment letter on the proposed 2003 acquisition of St. Francis Bank, FSB, by MAF Bancorp, holding company of MidAmerica Bank in Chicago. In light of MAF Bancorp’s recent settlement with the Department of Justice  regarding MidAmerica’s fair lending record,...