chicagocitycouncil_march2004_malcolmbush_predatorylending.pdfMalcolm Bush, Woodstock Institute President, testifies before the Chicago City Council on the impact of subprime and predatory lending.
chicagocitycouncil_march2004_marvawilliams_bankoneJPMCmerger.pdf Marva Williams, Woodstock Institute Senior Vice President, testifies before the Chicago City Council Committee on Finance on the impact of the proposed merger of Bank One and JP Morgan Chase. Her testimony includes a summary of Bank One’s...
ushouse_march2004_geoffsmith_subprimelending.pdf Geoff Smith, Woodstock Institute project director, discusses Woodstock Institute’s research documenting the relationship between concentrated subprime lending and neighborhood foreclosures.
ots_mar2004_2004-04_cra.pdfComment letter opposing the proposed CRA regulation would change the definition of “small bank” from any institution with less that $250 million in assets and not part of a holding company with over $1 billion in assets to include...
fed_march2004_jpmorgan_bankone.pdfComment letter on the proposed 2004 acquisition of Bank One by J.P. Morgan Chase.
modestmeans_0.pdfMarva Williams Describes the regulatory and other industry trends that impact the penetration of lower-income markets by credit unions. The report recommends that the Community Reinvestment Act (CRA) be amended to include credit unions.
riskybusiness_0.pdfDan Immergluck and Geoff Smith Illustrates the quantitative relationship between the level of subprime lending in a neighborhood and foreclosure levels in a subsequent period, while controlling for changes in economic and demographic characteristics that might also effect...