fed_july2004_r1197_overdraft.pdfComment letter on the proposed interagency guidance on overdraft protection finds that the the guidance will not protect consumers from a risky “service” that effectively amounts to a short-term, high-rate loan program. Suggests that bounced check loans ought to...
Marquette_July2004_response.pdfAdditional comments regarding the 2004 Marquette Bank CRA exam. This letter discusses several concerns that arose as a result of Marquette’s response to Woodstock Institute’s initial comment letter. Woodstock Institute found that , in its lending analysis, Marquette Bank...
BankOne_July2004_cracomments.pdfComment letter submitted as part of the bank’s 2004 CRA performance evaluation. Comments evaluate the bank’s mortgage and small business lending to low- and moderate-income borrowers and communities; levels of grants and investments for community development organizations serving LMI...