Subprime Lending, Forelcosures, and Possible Solutions
CRAandHousing_northpark_22007.pdf Tom Feltner Presentation made to North Park University discussing subprime lending and foreclosure trends.
Comment letter on proposed Department of Defense guidelines on small loan limits
DOD_feb2007_2006-0S-0216_smallloanguidelines.pdfSuggests the regulation implementing the small loan limits passed by the Department of Defense for service members and their dependants be applied all types of lenders, covers all types of loans not excluded by the law, and does place...
Refund Anticipation Loan Lending in the Chicago Region
2003rals_jan2007_feltner.pdf Tom Feltner Describes the distribution of refund anticipation loan lending in the Chicago region using 2003 IRS tax preparation data – the most recent available. Also provides information on recent innovations in the income tax loan industry such...
Comments on 2007 FDIC Guidance on Small Loans
FDIC_feb2007_smallloanguidance.pdfComment letter in support of the proposed FDIC Guidelines for Affordable Small Dollar Lending announced in early December to assist banks in responsibly meeting the small loan needs of their customers. The letter also supports the proposal to reward...