Recently, the Federal Reserve Bank hosted two gatherings of financial institutions and municipal leaders from the Collaboratives for a discussion organized thanks to the Metropolitan Planning Council, Regional HOPI, and the Metropolitan Mayors Caucus. At both the morning session...
Foreclosures and housing instability continue to plague the Chicago region and the nation as a whole. Woodstock research shows that completed foreclosures, which often result in bank ownership and vacancy, skyrocketed in the Chicago six county area from the...
CFED Conference Negative Equity 120920 Cowan.pdf Presentation for the 2012 CFED National Conference. Spencer Cowan presented on foreclosures in the Chicago region, the impacts of negative equity, inherent risks of mortgage finance, and disparate impact on communities of color.
Policy Director The Policy Director reports to the president, is responsible for leading the Institute’s policy advocacy and government relations work at the local, state, and national levels, and supervises the work of the Information Technology & Communications...
“In its first year on the job, the CFPB has demonstrated that it takes seriously its mission to make financial markets work better for all consumers,” says Dory Rand. “I am honored to accept the appointment to the Consumer...
Download the report Register for a briefing on the report Watch video on retirement insecurity “At a time when retirees are going to have to rely more heavily on their savings for retirement,...
Coming Up Short: The Scope of Retirement Insecurity Among Illinois Workers By Spencer Cowan, September 2012 The negative impact of the lack of adequate retirement savings will fall not only on the individual workers involved; it will also have adverse impacts...