fed_feb2001_r-100001_hmda.pdfWoodstock Institute’s comments in response to the
request for comments by the Board of Governors of the Federal Reserve
System on proposed changes to Regulation C: Home Mortgage Disclosure
Act data regulations.  The letter supports the proposed changes to
require the collection of the annual percentage rate, HOEPA status, and
manufactured home status.  Additionally, the letter suggests that
additional fields should be adding including points and fees, the age
of the applicant, and an indicator of credit history.