Joint Birthday Statement.pdfThe Consumer Financial Protection Bureau (CFPB) turns five years old this week. It was

created after the 2008 financial crisis to bring basic standards of fairness and transparency to

the world of credit cards, checking accounts, mortgages, student loans, payday and car-title

loans, auto loans, checking accounts, debt collection, credit reporting, and other financial

products and services.

Five years later, our organizations join in celebrating the important changes the CFPB has

already made, and in eager anticipation of the work to come. Individual statements attached.