Addendum to comment letter
on the proposed 2002 aquisition of Fidelity Federal Savings Bank by MAF
Bancorp.  As a result of a Dept of Justice investigation, the bank
announced that it was settling regarding fair lending disparities and
discrimination against residents of minority census tracts. The Bank
has agreed to open or acquire two branch offices in minority areas
within 30 months, implement a targeted ad campaign to increase home
mortgage lending, and provide $10 million in benefits to borrowers through special financing programs to help residents of minority areas achieve home ownership.