Woodstock Institute recently submitted a comment letter responding to a Request for Input (RFI) from the Federal Housing Finance Agency (FHFA). FHFA will require the Government Sponsored Enterprises (GSEs) – Fannie Mae and Freddie Mac – to submit Equitable Housing Finance Plans with the aims of reducing the racial or ethnic homeownership gap and reducing underinvestment or undervaluation in formerly redlined areas, among other goals. Woodstock applauds the goals of the Equity Plans and lays out some policies and practices that have failed to invest in communities or actively undermined communities’ economic growth.