The CFPB issued a call in November for information on the HMDA Rule Assessment. Woodstock Institute’s comments address “the effectiveness of the HMDA Rule in meeting its stated goals and the purposes and objectives of the Dodd-Frank Act.”

Our comment has three main themes:

  1. Shortcomings in the existing means by which the Bureau makes the data available to the public;
  2. Shortcomings in the data which the Bureau currently makes available to the public; and
  3. Potential improvements to the data which could enable users to more effectively promote the anti-discrimination purpose of HMDA.

You can download it in full or read it online here.