Hello – My name in Horacio Mendez, and I’m the President and CEO of the Woodstock Institute, a consumer financial protection research and advocacy organization based in Chicago. We took this opportunity to examine areas where a combined entity...
photo above: Sr VP Policy and Communications Brent Adams, 3rd from left and Policy Associate Jane Doyle, far right, participated in Consumer Federation of America’s Consumer Assembly June 15. They and CEO Horacio Mendez also attended NCRC’s Just Economy...
We’ve launched a 3-month campaign that leverages multiple media streams to direct consumers to the resources available at WeProsperIL.org, prompting them to share their story and inviting them to join the advocacy network.
On February 23, Janice Guzon and Horacio Mendez led a presentation highlighting the new capacities of our online data portal.
Letter Identifies Six Out-of-State “Rogue Banks” that Enable Predatory Lenders to charge 100%+ Interest in States with Rate Caps
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We believe the ease at which the federal bank regulatory agencies approve mergers has created an unprecedented level of consolidation in the industry that disproportionately hurts access to financial services in low- and moderate-income communities and communities of color....
Two federal laws, the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA), passed in the 1970s after a national grassroots advocacy campaign that uncovered examples of redlining – refusal to loan in a community due to bankers’...
GSEs must change appraisal rules to help end the racial wealth gap.
A city neighborhood isn’t merely a hodgepodge of housing and businesses. It’s an amalgam of anchoring entities that keep it alive and thriving, that gives it a defining sense of community. Those anchors include schools, of course. Churches. Parks....