In support of HB 2685 – SFA 3 and specifically the portion of the bill that establishes a 36% cap on consumer loans in Illinois. I took an Uber to the train station yesterday. When I told the driver...
Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing with Senate Commerce and Economic Development Committee and Senate Executive Committee Subject Matter Hearing on Racial Equity in Lending and Homeownership October 15, 2020 – The federal Community Reinvestment...
Testimony of Lauren Nolan to Committee on License and Consumer Protection on Cashless 12.6.17.pdf
Testimony of Sen. Jacqueline Y. Collins to IDFPR.pdf
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Proposed Currency Exchange Rate Hikes.pdf
Submission of Dory Rand re CE rate increase.pdf
Small Businesses and Lack of Access to Capital Testimony Final 160125.pdf Testimony of Spencer Cowan before the Senate Financial Institutions Committee. In this testimony Cowan discussed the lack of access to capital for many small businesses in Illinois and the...
150514_woodstock_CFPB_studentloans.pdf Testimony of Katie Buitrago before the Consumer Financial Protection Bureau Field Hearing on Student Loans. In this testimony Buitrago discussed the impact for-profit colleges have on students’ economic opportunities, with these students graduating with more debt and fewer...
cowan_cfpb_testimony_131002 Testimony of Spencer Cowan before the Consumer Financial Protection Bureau field hearing on the impact of the Credit CARD Act. Cowan thanked the CFPB for enforcement actions against credit card issuers and urged them to assess the pricing...
130328_woodstock_CFPB_complaintdatabase.pdf Testimony of Spencer Cowan before the Consumer Financial Protection Bureau field hearing on its consumer complaint database discussing how the data could be used and how it should be expanded to include the critical elements of fair lending analysis.