Hello – My name in Horacio Mendez, and I’m the President and CEO of the Woodstock Institute, a consumer financial protection research and advocacy organization based in Chicago. We took this opportunity to examine areas where a combined entity...
We think it would be worth exploring the creation of a program where a city agency that’s not involved in the procurement process itself, or one or more non-profits under contract with the City, could provide technical assistance to...
Illinois has a historic opportunity to ensure state banks, state credit unions, and mortgage companies invest mortgage capital equitably. The ability for the State of IL to hold all lenders accountable for the impact they have on the residents...
GSEs must change appraisal rules to help end the racial wealth gap.
September 13th, 2021, to the Chicago City Council Finance Committee meeting. My name is Horacio Mendez and I’m the President and CEO of the Woodstock Institute. The purpose of my comments are to emphasize the need for Chicago to...
In support of HB 2685 – SFA 3 and specifically the portion of the bill that establishes a 36% cap on consumer loans in Illinois. I took an Uber to the train station yesterday. When I told the driver...
Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing with Senate Commerce and Economic Development Committee and Senate Executive Committee Subject Matter Hearing on Racial Equity in Lending and Homeownership October 15, 2020 – The federal Community Reinvestment...
Testimony of Lauren Nolan to Committee on License and Consumer Protection on Cashless 12.6.17.pdf
Testimony of Sen. Jacqueline Y. Collins to IDFPR.pdf
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Proposed Currency Exchange Rate Hikes.pdf