Illinois has a historic opportunity to ensure state banks, state credit unions, and mortgage companies invest mortgage capital equitably. The ability for the State of IL to hold all lenders accountable for the impact they have on the residents...
GSEs must change appraisal rules to help end the racial wealth gap.
Testimony of Horacio Mendez to Chicago City Council Finance Committee supporting Lending Equity Ordinance
September 13th, 2021, to the Chicago City Council Finance Committee meeting. My name is Horacio Mendez and I’m the President and CEO of the Woodstock Institute. The purpose of my comments are to emphasize the need for Chicago to...
Testimony of Brent Adams to Senate Executive Committee supporting Anti-Predatory Lending Act/Predatory Loan Prevention Act
In support of HB 2685 – SFA 3 and specifically the portion of the bill that establishes a 36% cap on consumer loans in Illinois. I took an Uber to the train station yesterday. When I told the driver...
Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing with Senate Commerce and Economic Development Committee and Senate Executive Committee Subject Matter Hearing on Racial Equity in Lending and Homeownership October 15, 2020 – The federal Community Reinvestment...
Testimony of Lauren Nolan to City of Chicago Committee on License and Consumer Protection on Cashless Proposal
Testimony of Lauren Nolan to Committee on License and Consumer Protection on Cashless 12.6.17.pdf
Testimony of Sen. Jacqueline Y. Collins to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates
Testimony of Sen. Jacqueline Y. Collins to IDFPR.pdf
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Proposed Currency Exchange Rate Hikes.pdf
Dory Rand to the Director of the Division of Financial Institutions, Illinois Department of Financial and Professional Regulation
Submission of Dory Rand re CE rate increase.pdf
Testimony of Spencer Cowan at the financial institutions hearing on predatory lending and small businesses
Small Businesses and Lack of Access to Capital Testimony Final 160125.pdf Testimony of Spencer Cowan before the Senate Financial Institutions Committee. In this testimony Cowan discussed the lack of access to capital for many small businesses in Illinois and the...