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Expert Testimonies

payday loan application torn with a car key

Testimony of Brent Adams to Senate Executive Committee supporting Anti-Predatory Lending Act/Predatory Loan Prevention Act

In support of HB 2685 – SFA 3 and specifically the portion of the bill that establishes a 36% cap on consumer loans in Illinois. I took an Uber to the train station yesterday. When I told the driver...

January 10, 2021 at 9:52 am read more

Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing

Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing with Senate Commerce and Economic Development Committee and Senate Executive Committee Subject Matter Hearing on Racial Equity in Lending and Homeownership October 15, 2020 – The federal Community Reinvestment...

October 22, 2020 at 10:42 am read more

Testimony of Lauren Nolan to City of Chicago Committee on License and Consumer Protection on Cashless Proposal

Testimony of Lauren Nolan to Committee on License and Consumer Protection on Cashless 12.6.17.pdf

December 15, 2017 at 9:45 pm read more

Testimony of Sen. Jacqueline Y. Collins to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates

Testimony of Sen. Jacqueline Y. Collins to IDFPR.pdf

September 15, 2017 at 6:30 pm read more

Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates

Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Proposed Currency Exchange Rate Hikes.pdf

September 14, 2017 at 9:12 pm read more

Dory Rand to the Director of the Division of Financial Institutions, Illinois Department of Financial and Professional Regulation

Submission of Dory Rand re CE rate increase.pdf

June 6, 2017 at 2:14 pm read more

Testimony of Spencer Cowan at the financial institutions hearing on predatory lending and small businesses

Small Businesses and Lack of Access to Capital Testimony Final 160125.pdf Testimony of Spencer Cowan before the Senate Financial Institutions Committee. In this testimony Cowan discussed the lack of access to capital for many small businesses in Illinois and the...

January 25, 2016 at 5:00 am read more

Testimony of Katie Buitrago before the Consumer Financial Protection Bureau Field Hearing on Student Loans

150514_woodstock_CFPB_studentloans.pdf Testimony of Katie Buitrago before the Consumer Financial Protection Bureau Field Hearing on Student Loans. In this testimony Buitrago discussed the impact for-profit colleges have on students’ economic opportunities, with these students graduating with more debt and fewer...

July 15, 2015 at 7:05 pm read more

Testimony of Spencer Cowan before the Consumer Financial Protection Bureau regarding issues in the credit card and payday loan markets

cowan_cfpb_testimony_131002 Testimony of Spencer Cowan before the Consumer Financial Protection Bureau field hearing on the impact of the Credit CARD Act. Cowan thanked the CFPB for enforcement actions against credit card issuers and urged them to assess the pricing...

October 23, 2013 at 3:50 pm read more
tn_complaintdatabase_testimony.jpg

Testimony of Spencer Cowan before the Consumer Financial Protection Bureau Field Hearing on Consumer Complaint Database

130328_woodstock_CFPB_complaintdatabase.pdf Testimony of Spencer Cowan before the Consumer Financial Protection Bureau field hearing on its consumer complaint database discussing how the data could be used and how it should be expanded to include the critical elements of fair lending analysis.

April 11, 2013 at 10:29 pm read more
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