130115_landbank_testimony_0.pdf Testimony of Dory Rand before the Finance Committee of the Cook County Board of Commissioners in support of the Cook County Land Bank Authority. Woodstock Institute research shows that distressed, vacant properties are significantly more likely to be concentrated...
130114_payday_zoning_testimony_Final_0.pdf Testimony of Courtney Eccles in support of zoning restrictions for payday loan, title loan, and pawn shops. Alternative financial services strip wealth from low-wage workers and communities of color. The proposed ordinance would limit over-concentration of potentially predatory...
121023_cowan_IRMB.pdf Testimony of Spencer Cowan before the Illinois Residential Mortgage Board Public Hearing on housing trends in the Chicago region, particularly the disparate housing recovery in low-wealth communities in communities of color.
120814_chicagocitycouncil_feltner_writtentestimony_eminentdomain_0.pdf Testimony of Tom Feltner in favor of further consideration, targeted application, and public participation in the use of eminent domain to seize and restructure underwater mortgages.
120724_cookcounty_landbank_advisory_writtentestimony_0.pdf Testimony of Tom Feltner in favor of the creation of an Advisory Committee to consider the establishment of a Cook County Land Bank. Woodstock Institute research shows that lender-owned, likely vacant properties in low-wealth communities and communities of...
120605_bphc_negativeequity_fieldhearing_0.pdf Testimony of Katie Buitrago, policy and communications associate at Woodstock Institute, on the issue of concentrated negative equity in communities of color.
Testimony of Tom Feltner, vice president of Woodstock Institute, addressing deposit insurance, access to mainstream financial products, and credit products such as overdraft protection or payday loan-like deposit advances for general purpose reloadable cards. 120522_cfpb_prepaid_fieldhearing_0.pdf
autoIRA_testimony_april2012_0.pdf Testimony of Spencer Cowan, vice president of Woodstock Institute, on access to employment-based retirement savings plans in Illinois.
hb4451_subjectmattertestimony_senatecommerce_march2012_0.pdf Testimony of Tom Feltner, vice president of Woodstock Institute, addressing upfront fees and credit products such as overdraft protection or payday loan-like deposit advances for general purpose reloadable cards.
111214_statement_woodstock_redflag_0.pdf