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Testimony of Courtney Eccles Before the Chicago Zoning, Landmarks, and Building Standards Committee in Support of the Payday Loan Zoning Ordinance

130114_payday_zoning_testimony_Final_0.pdf Testimony of Courtney Eccles in support of zoning restrictions for payday loan, title loan, and pawn shops. Alternative financial services strip wealth from low-wage workers and communities of color. The proposed ordinance would limit over-concentration of potentially predatory...

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Comment letter submitted in response to the Consumer Financial Protection Bureau’s Advanced Notice of Proposed Rulemaking on general purpose reloadable cards

120723_cfpb_2012-0019_prepaidanpr_0.pdfWoodstock Institute response to the Consumer Financial Protection Bureau’s Advanced Notice of Proposed Rulemaking on general purpose reloadable cards. Comments address three main areas of consumer protection that the Consumer Financial Protection Bureau should address as part of its...

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Comment letter submitted in response to the Consumer Financial Protection Bureau’s request for information on overdraft protection programs

cfpb_June2012_CFPB-2012-0007-0007_overdraft_0.pdfWoodstock Institute response to the Consumer Financial Protection Bureau’s request for information on overdraft protection programs describing challenges to developing low-cost alternatives to overdraft programs, the need to develop an overdraft guidance specific to the payment channel used to...