The Consumer Financial Protection Bureau is currently the target of litigation that threatens to unravel the entire agency. Woodstock Institute is joining 90 other state and local nonprofits in signing onto an amicus brief defending the CFPB from this...
In honor of our 50th anniversary, we invited longtime community reinvestment leader Ted Wysocki to share some thoughts on the theme of looking back to think about the future. As Ted notes, his career in the community reinvestment field dates back to working with Gale Cincotta...
Woodstock Institute and other consumer advocates are opposed to HB 1519, a bill backed by the Income Share Agreement (ISA) industry that would codify some of the industry’s worst practices — practices that saddle graduates with a mountain of...
Brent Adams testified on March 28 at the Subject Matter Hearing: HB 3064 (Huynh) - Small Business TILA Illinois House of Representatives, Committee on Financial Institutions & Licensing.
Our March 28 webinar presented findings, plans for the next generation of the Community Lending Fact Book & Data Portal, and highlights from article 1 of our new series on reframing the racial wealth gap, a look at...
This fact sheet highlights that across the nation, the rate of banked households has grown since 2019, according to the latest biennial FDIC survey data release.
Considering the absence of race in this NPR, it would seem that there is a disconnect between the legislative intent of the IL-CRA and the law’s proposed implementation and enforcement.
Federal laws that were supposed to help bank regulators overcome racial discrimination didn't work, Cal Bradford shows in this article
Households that do not have a bank account are nearly five times as likely to be pawnshop borrowers as households with a bank account. Over 80% of pawnshop loan borrowers are unbanked, which is one reason consumers turn to...
We're proud to work with Consumer Federation of America to publish this report detailing alternatives to high cost loans and policy solutions to expand affordable options.