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Woodstock in the News

WCVB: New data shows mortgage lending in Massachusetts may be disadvantaging buyers of color

Woodstock Institute has begun working with Partnership for Financial Equity to shed new light on how the racial homeownership gap plays out in Boston and Massachusetts at large. BOSTON — The real estate market in Massachusetts is beset by...

May 22, 2023 at 4:41 pm read more

The Center Square: Bill would make Illinois first state to give the Income Share Agreement industry its own law

(The Center Square) – A nonprofit policy organization is speaking out against legislation in Springfield that would make Illinois the first state to give the Income Share Agreement industry its own law. ISAs are a type of private student...

April 27, 2023 at 4:33 pm read more
Chicago Sun-Times Logo

Chicago Sun-Times: Stop pawnbrokers from charging predatory interest rates of 240% on loans

The state’s Predatory Loan Prevention Act is working, we need to protect it, and the pawn industry must be included.

April 3, 2023 at 12:31 am read more
Shelterforce logo on Chicago skyline

Shelterforce: NCRC Claims KeyBank Broke Promises, Failed Black Homeowners

“There’s an internal adage, at least among the bankers that I used to hang out with: if you don’t want to answer the direction directly, just drown them in bullshit,” says Horacio Mendez...

March 16, 2023 at 11:11 am read more
American Banker

American Banker ‘Bank Think:’ The CFPB is right in trying to expand the definition of discrimination

There is a history in the U.S. of having to legislate human decency. We keep the Golden Rule (do unto others as you would have them do unto you) confined to church, with rare applicability to how we do...

February 23, 2023 at 3:10 pm read more
logo of Springfield Journal-Register newspaper

Lawmakers introduce legislation to close ‘pawnbroker loophole’

A court decision after passage of the Predatory Loan Prevention Act allowed pawn brokers to continue charging high APRs on loans. Now legislators hope to close the loophole.

December 1, 2022 at 9:46 am read more
WCIA TV host presents pawn loophole story

WCIA: Illinois Lawmakers considering legislation to close interest rate loophole for pawn shops

SPRINGFIELD, Ill. – Jazmine was laid off during the pandemic and needed money to pay her rent. So she got a loan from a pawn shop using her cameras and Macbook Air as collateral. “Not only did they give...

November 18, 2022 at 4:31 pm read more
Chicago Sun-times logo (big)

Letter to the Editor: Cap Pawn Loan Rates for Veterans

Reprinted from Nov. 16 Chicago Sun-Times letters to the Editor Friday was Veterans Day, when we honor and recognize veterans for their sacrifice of blood sweat and tears in service to our country. In Illinois, though, one way veterans...

November 17, 2022 at 7:15 am read more
HUD HQ viewed through a circle from the plaza in front of building

American Banker ‘BankThink:’ Reform the CRA? Maybe just enforce it, first.

Horacio Mendez’s opinion piece highlights an opportunity for federal bank regulators to raise the bar in grading banks reinvestment performance. I’m the first leader of the nearly 50-year-old economic equity and anti-redlining advocacy organization Woodstock Institute to come to...

November 11, 2022 at 4:54 pm read more
Horacio Mendez on WTTW-student loan debt

Students of Color Face Major Hurdles Around College Debt- WTTW

WTTW roundtable on Monday, Oct. 31 framed the student loan debate as part of the racial wealth gap in a conversation that included CEO Horacio Mendez. About 48 million Americans have student loan debt — totaling more than $1.75...

November 3, 2022 at 8:08 am read more
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