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Woodstock in the News

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WBEZ: How Chicago’s City Council Aims to Push Banks to Lend Fairly

By Claudia Morell and Linda Lutton, September 14, 2021 “…In addition to providing lending data, banks would have to provide an annual racial breakdown of their staff, something that’s already required of many companies that do business with the...

September 15, 2021 at 10:21 am read more

Consumer Reports: New Lending Law Could Protect Car Buyers From High Fees

Consumer advocates say the law protects car buyers by making the true cost of their auto loans more clear, and could pressure lenders to offer more favorable terms. The law does not apply to loans from banks, but does...

July 23, 2021 at 12:12 pm read more

The Public’s Radio: As some states clamp down, Rhode Island still embraces payday lending with the equivalent of a triple-digit interest rate

…If advocates here want to see how a state can change course, they can look to Illinois and Hawaii, which this year created laws to impose a 36 percent interest cap on payday lenders. Close to 20 states use a similar limit....

July 1, 2021 at 9:31 am read more

NextCity: Illinois Will Now Grade Credit Unions and Mortgage Companies on Their Commitment to Fair Lending

… The speed at which the package passed surprised even community development and fair housing groups. “There was really a demand, on all levels of government, local state and federal elected officials representing Illinois, wanting to do something to...

May 12, 2021 at 12:06 pm read more
Chicago Sun-Times logo

Chicago Sun-Times: Some working Illinois families get a temporary $15 million break

Roughly 41,000 Illinois households with incomes low enough to qualify for the federal Earned Income Tax Credit will not have unpaid traffic fines, unpaid parking tickets and outstanding court judgments withheld from their 2020 state income tax refunds.

March 16, 2021 at 2:37 pm read more

Wall Street Journal letters: Equality Goes With Freedom, Equity Doesn’t

CEO Horacio Mendez's letter in response to column by Charles Lipson on equity ran March 11

March 11, 2021 at 8:28 pm read more
state Sen Jacqui Collins on WTTW

Predatory Loan Prevention Act news coverage

“This Legislation Could End Illinois’ Payday Loan Industry” on WTTW Chicago Tonight & more recent coverage of Illinois’ proposed 26% cap

March 11, 2021 at 9:00 am read more
Horacio Mendez in Woodstock office - Chicago Tonight interview

Chicago Tonight: The Pros and Pitfalls of an Increasingly Cashless Society

It’s not a question of if we’re becoming a cashless society, Mendez said. “We’re already there … We really need to make sure that we’re keeping an eye on those unintended consequences, because they’re always there.”

March 10, 2021 at 9:07 am read more
oportun-logo

Texas Tribune Pro-Publica Report: CFPB Probing Oportun

… Horacio Mendez, president and CEO of the Woodstock Institute, a nonprofit policy group that advocates for fair lending and economic equality, said that, in the past, many bureau investigations ended in settlements that he and other advocates believed...

March 8, 2021 at 9:53 am read more
WBEZ logo square

WBEZ: Banks Snub Chicago Aldermen On Equitable Mortgage Lending

Chicago city council members who wanted to question banks on their weak lending records in Chicago’s Black and Latino neighborhoods were disappointed Friday when banks skipped out on a hearing called by the Housing and Real Estate Committee.

February 28, 2021 at 1:21 pm read more
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