This report finds businesses in low- and moderate-income and communities of color received fewer loans from banks than businesses in higher-income and predominantly white areas across Illinois. The report, which examines and compares lending reported by banks under...
The following interactive maps correspond to the data visualizations in Woodstock Institute's report, Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region and are intended to serve as context for financial institutions, policymakers, community investment advocates, and agencies...
Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region April 17, 2019 Lauren Nolan This report reveals neighborhoods at highest risk of being left out of mainstream financial services, and offers solutions for financial institutions and policymakers. This...
Presentation on 2018 Community Lending Fact Book December 7, 2018 at the Federal Reserve Bank of Chicago Lauren Nolan
2018 Chicago Area Community Lending Fact Book Lauren Nolan The Chicago area 2018 Community Lending Fact Book identifies local mortgage and small business lending trends in the City of Chicago, Chicago’s 77 community areas, and the seven-county region of...
Children’s Savings Accounts: Statewide Candidates Respond to Questionnaire Woodstock Institute sent a questionnaire to all candidates for Governor, Attorney General, and Treasurer who will appear on the ballot in the 2018 General Election in Illinois asking their position on...
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region July 31, 2018 Lauren Nolan, Jason Olson This report identifies the conditions and challenges facing the growing population of older adults...
June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...
The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities June 21, 2018 Lauren Nolan This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...
Research Brief: Can Illinois Households Afford a Check-cashing Rate Increase In February of 2017, the check-cashing industry petitioned the Illinois Department of Financial and Professional Regulation to increase the maximum rate currency exchanges can charge to cash a check...