CRA Mortgages: A Failure to Implement
CRA reform efforts must address the fact that federal regulators have rated 95% of banks Satisfactory or better even though data show fewer regulated lenders meeting the law's goals.
Woodstock HUD study finds home modifications help people, save money
The City of Chicago’s HomeMod Program provides home modifications for low- and moderate-income people under the age of 60 who have disabilities. With funding from the Department of Housing and Urban Development, Woodstock evaluated the program to determine whether...
Impact of COVID-19 on Black & Latinx Resident Owners in Chicago
Ongoing research has revealed a potentially massive COVID-19 impact on the two- to four-unit properties that house more than a third of Chicago’s renters.
PLPA Coalition Fact Sheet
The Predatory Loan Prevention Act coalition created a fact sheet in support of Illinois’s new 36% interest rate cap on consumer loans. More than 140 supporters have signed on to the fact sheet, including lenders, government and elected officials,...
PLPA Economic Impact & Job Creation
How the Predatory Loan Prevention Act in Illinois benefits communities and increases equity.
Woodstock plans two new Fact Books in 2021
Coming in 2021, two new Fact Books: one features 2020 Dodd-Frank Data, the other will aggregate the data from 34 years of Fact Book data to analyze long-term trends Fact Books, A Valuable Resource Woodstock Institute’s Community Lending Fact...
2019 Fact Book
The Chicago area 2019 Community Lending Fact Book identifies local mortgage and small business lending trends in the City of Chicago, Chicago’s 77 community areas, and the seven-county region of Cook, DuPage, Kane, Kendall, Lake, McHenry, and Will counties....
Policy Analysis: OCC 2020 CRA Rule
How Communities Would Be Impacted by New Federal Banking Rules: Final Analysis In the midst of the coronavirus pandemic, the Office of the Comptroller of the Currency (OCC) issued new rules to determine how banks are regulated under the Community Reinvestment Act...
Policy Analysis: How Communities Would Be Impacted by New Federal Banking Rules
How Communities Would Be Impacted by New Federal Banking Rules: Preliminary Analysis In the midst of the coronavirus pandemic, the Office of the Comptroller of the Currency (OCC) issued new rules to determine how banks are regulated under the...
FACT SHEET: Changing the Community Reinvestment Act, What’s At Stake?
Federal Banking Regulators Proposed Changes to the Community Reinvestment Act. Here’s what’s at stake.