The new report and corresponding Fact Book are a comprehensive look into mortgage lending disparities in Massachusetts Woodstock Institute is excited to share our new work with Partnership for Financial Equity shedding light on how the racial homeownership gap...
Amber S. Hendley, Woodstock Institute’s Director of Research, writes about how her family’s experience with owning a home across several generations reflects the systemic factors underlying the Black-White racial wealth gap. A shortened version of this article appears in...
Our March 28 webinar presented findings, plans for the next generation of the Community Lending Fact Book & Data Portal, and highlights from article 1 of our new series on reframing the racial wealth gap, a look at...
This is the start of a solutions-focused series designed to reframe homeownership’s role in closing the Black-White wealth gap. The topic of article one is: Homeownership Alone Will Not Close the Racial Wealth Gap: On Income Inequality and Systemic...
This fact sheet highlights that across the nation, the rate of banked households has grown since 2019, according to the latest biennial FDIC survey data release.
Here we share a 2022 article by longtime CRA expert Cal Bradford showing that race is central to the Community Reinvestment Act.
Federal laws that were supposed to help bank regulators overcome racial discrimination didn't work, Cal Bradford shows in this article
Households that do not have a bank account are nearly five times as likely to be pawnshop borrowers as households with a bank account. Over 80% of pawnshop loan borrowers are unbanked, which is one reason consumers turn to...
We're proud to work with Consumer Federation of America to publish this report detailing alternatives to high cost loans and policy solutions to expand affordable options.
Our new analysis found lending disparities grew in the Chicago region in 2020. Overall, we found, loan volume increased mostly due to refinance loans. Research Associate Natalie Cheng led our presentation on findings and demonstrated the latest iteration of...