2021 data show increase in banked households & growth in mobile banking
This fact sheet highlights that across the nation, the rate of banked households has grown since 2019, according to the latest biennial FDIC survey data release.
Cal Bradford: The CRA Prohibits Race Discrimination
Here we share a 2022 article by longtime CRA expert Cal Bradford showing that race is central to the Community Reinvestment Act.
Violating Your Way to an Outstanding CRA Rating
Federal laws that were supposed to help bank regulators overcome racial discrimination didn't work, Cal Bradford shows in this article
PLPA Coalition Fact Sheet
The Predatory Loan Prevention Act coalition created a fact sheet in support of Illinois’s new 36% interest rate cap on consumer loans. More than 140 supporters have signed on to the fact sheet, including lenders, government and elected officials,...
Policy Analysis: OCC 2020 CRA Rule
How Communities Would Be Impacted by New Federal Banking Rules: Final Analysis In the midst of the coronavirus pandemic, the Office of the Comptroller of the Currency (OCC) issued new rules to determine how banks are regulated under the Community Reinvestment Act...
Policy Analysis: How Communities Would Be Impacted by New Federal Banking Rules
How Communities Would Be Impacted by New Federal Banking Rules: Preliminary Analysis In the midst of the coronavirus pandemic, the Office of the Comptroller of the Currency (OCC) issued new rules to determine how banks are regulated under the...
FACT SHEET: Changing the Community Reinvestment Act, What’s At Stake?
Federal Banking Regulators Proposed Changes to the Community Reinvestment Act. Here’s what’s at stake.
Children’s Savings Accounts: Statewide Candidates Respond to Questionnaire
Children’s Savings Accounts: Statewide Candidates Respond to Questionnaire Woodstock Institute sent a questionnaire to all candidates for Governor, Attorney General, and Treasurer who will appear on the ballot in the 2018 General Election in Illinois asking their position on...
Research Brief: Can Illinois Households Afford a Check-cashing Rate Increase?
Research Brief: Can Illinois Households Afford a Check-cashing Rate Increase In February of 2017, the check-cashing industry petitioned the Illinois Department of Financial and Professional Regulation to increase the maximum rate currency exchanges can charge to cash a check...
