bridgingthegapII_may2011_smithduda.pdf Additionally, bankruptcy filers in African-American communities are more than twice as likely as filers in predominantly white communities to choose Chapter 13 bankruptcy. Read more here

This policy brief summarizes the findings of “Left Behind: Troubled Foreclosed Properties and Servicer Accountability in Chicago.” It describes troubled foreclosed properties, highlights key findings, and summarizes the policy recommendations in the report.

bridgingthegaponepager_jan2011_nycaddendum_0.pdf This fact sheet examines patterns in credit scores in New York City in 2007. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in...

bridgingthegapNYC_nov2010_factsheet_0.pdf This fact sheet examines patterns in credit scores in New York City. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in New York...

HR6334_factsheet_oct2010_0.pdf A fact sheet on the need to expand the Community Reinvestment Act, including points on how the American Community Investment Reform Act of 2010 will expand community investment by expanding the scope of CRA, increasing accountability and transparency,...

Bridging the Gap_Fact Sheet September 2010 This fact sheet outlines findings from the report “Bridging the Gap: Credit Scores and Economic Opportunity in Illinois Communities of Color.” The fact sheet explains how credit scores are used and describes sharp...

hmdareform_sept2010_smith_0.pdf This fact sheet describes the Home Mortgage Disclosure Act (HMDA) and outlines key reforms that must be made to HMDA, including improving the collection of data on borrower income and debt-to-income ratios, closing gaps in types of loans...