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Research Reports

Economic Impact 36% cap report title

PLPA Economic Impact & Job Creation

How the Predatory Loan Prevention Act in Illinois benefits communities and increases equity.

March 18, 2021 at 3:16 pm read more

Patterns of Disparity: Small Business Lending In Illinois

This report finds businesses in low- and moderate-income and communities of color received fewer loans from banks than businesses in higher-income and predominantly white areas across Illinois. The report, which examines and compares lending reported by banks under...

August 6, 2019 at 4:55 am read more

Mapping Older Adult Banking Vulnerabilities in the Chicago Region

The following interactive maps correspond to the data visualizations in Woodstock Institute's report, Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region and are intended to serve as context for financial institutions, policymakers, community investment advocates, and agencies...

April 30, 2019 at 10:44 am read more

Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region

Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region April 17, 2019 Lauren Nolan This report reveals neighborhoods at highest risk of being left out of mainstream financial services, and offers solutions for financial institutions and policymakers. This...

April 17, 2019 at 11:32 am read more

Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region

Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region   July 31, 2018 Lauren Nolan, Jason Olson   This report identifies the conditions and challenges facing the growing population of older adults...

July 31, 2018 at 5:35 pm read more

Enforcing Inequality: Balancing Budgets on the Backs of the Poor

June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...

June 27, 2018 at 10:21 am read more

The Debt Spiral: How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities

The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities   June 21, 2018 Lauren Nolan   This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...

June 21, 2018 at 11:22 am read more

Patterns of Disparity: Small Business Lending in Fresno and Minneapolis-St. Paul Regions

Patterns of Disparity: Small Business Lending in Fresno and Minneapolis- St. Paul   The report examines the state of traditional bank small business lending in Fresno County, CA, and Minneapolis – St. Paul, MN. It offers policy and practice...

November 2, 2017 at 3:59 pm read more
Patterns of Disparity Detroit Richmond Cover

Patterns of Disparity: Small Business Lending in the Detroit and Richmond Regions

Patterns of Disparity: Small Business Lending in Detroit and Richmond   This report examines bank lending to businesses in the Detroit and Richmond Regions. The purpose is to determine the extent to which banks are meeting the credit needs...

August 9, 2017 at 4:14 pm read more

Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions

Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions   Part of our Patterns of Disparity series, this report examines bank lending to businesses in Buffalo, BY and New Brunswick, NJ. The purpose is to determine the...

April 19, 2017 at 2:26 pm read more
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