CRA Mortgages: A Failure to Implement
CRA reform efforts must address the fact that federal regulators have rated 95% of banks Satisfactory or better even though data show fewer regulated lenders meeting the law's goals.
Woodstock HUD study finds home modifications help people, save money
The City of Chicago’s HomeMod Program provides home modifications for low- and moderate-income people under the age of 60 who have disabilities. With funding from the Department of Housing and Urban Development, Woodstock evaluated the program to determine whether...
Impact of COVID-19 on Black & Latinx Resident Owners in Chicago
Ongoing research has revealed a potentially massive COVID-19 impact on the two- to four-unit properties that house more than a third of Chicago’s renters.
PLPA Economic Impact & Job Creation
How the Predatory Loan Prevention Act in Illinois benefits communities and increases equity.
Patterns of Disparity: Small Business Lending In Illinois
This report finds businesses in low- and moderate-income and communities of color received fewer loans from banks than businesses in higher-income and predominantly white areas across Illinois. The report, which examines and compares lending reported by banks under...
Mapping Older Adult Banking Vulnerabilities in the Chicago Region
The following interactive maps correspond to the data visualizations in Woodstock Institute's report, Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region and are intended to serve as context for financial institutions, policymakers, community investment advocates, and agencies...
Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region
Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region April 17, 2019 Lauren Nolan This report reveals neighborhoods at highest risk of being left out of mainstream financial services, and offers solutions for financial institutions and policymakers. This...
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region July 31, 2018 Lauren Nolan, Jason Olson This report identifies the conditions and challenges facing the growing population of older adults...
Enforcing Inequality: Balancing Budgets on the Backs of the Poor
June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...
The Debt Spiral: How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities
The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities June 21, 2018 Lauren Nolan This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...