June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...
The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities June 21, 2018 Lauren Nolan This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...
Patterns of Disparity: Small Business Lending in Fresno and Minneapolis- St. Paul The report examines the state of traditional bank small business lending in Fresno County, CA, and Minneapolis – St. Paul, MN. It offers policy and practice...
Patterns of Disparity: Small Business Lending in Detroit and Richmond This report examines bank lending to businesses in the Detroit and Richmond Regions. The purpose is to determine the extent to which banks are meeting the credit needs...
Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions Part of our Patterns of Disparity series, this report examines bank lending to businesses in Buffalo, BY and New Brunswick, NJ. The purpose is to determine the...
Patterns of Disparity: Small Business Lending in the Chicago and Los Angeles – San Diego Regions This report examines bank lending to businesses in the Chicago five county region and in the Los Angeles and San Diego region....
Lessons Learned from the Circuit Court of Cook County Mortgage Foreclosure Mediation Program This report examines the development, implementation, and modification of the Circuit Court of Cook County Mortgage Foreclosure Mediation Program as it related to the court process for handling foreclosure cases...
No Right Turn: Illinois’ Auto Title Loan Industry and its Impact on Consumers The study found that: 1) The vast majority of title loans in Illinois are taken out by low-income people. 2) The number of title loans issued in...
150616_longerroadhome_cowan.pdf The study found that: Mortgage applications from most women and women with co-applicants are less likely to be originated than mortgage applications from men and men with co-applicants, even controlling for loan-to-income ratio. The disparities between the origination...
startingbehind_buitrago_may2015.pdf The study found that: Students at two-year for-profit colleges were nearly 50 percent more likely to borrow than students at public colleges, all other factors being equal. Latino and white students at four-year for-profit colleges were significantly more...