Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region April 17, 2019 Lauren Nolan This report reveals neighborhoods at highest risk of being left out of mainstream financial services, and offers solutions for financial institutions and policymakers. This...
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region July 31, 2018 Lauren Nolan, Jason Olson This report identifies the conditions and challenges facing the growing population of older adults...
June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...
The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities June 21, 2018 Lauren Nolan This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...
Patterns of Disparity: Small Business Lending in Fresno and Minneapolis- St. Paul The report examines the state of traditional bank small business lending in Fresno County, CA, and Minneapolis – St. Paul, MN. It offers policy and practice...
Patterns of Disparity: Small Business Lending in Detroit and Richmond This report examines bank lending to businesses in the Detroit and Richmond Regions. The purpose is to determine the extent to which banks are meeting the credit needs...
Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions Part of our Patterns of Disparity series, this report examines bank lending to businesses in Buffalo, BY and New Brunswick, NJ. The purpose is to determine the...
Patterns of Disparity: Small Business Lending in the Chicago and Los Angeles – San Diego Regions This report examines bank lending to businesses in the Chicago five county region and in the Los Angeles and San Diego region....
Lessons Learned from the Circuit Court of Cook County Mortgage Foreclosure Mediation Program This report examines the development, implementation, and modification of the Circuit Court of Cook County Mortgage Foreclosure Mediation Program as it related to the court process for handling foreclosure cases...
No Right Turn: Illinois’ Auto Title Loan Industry and its Impact on Consumers The study found that: 1) The vast majority of title loans in Illinois are taken out by low-income people. 2) The number of title loans issued in...