Patterns of Disparity: Small Business Lending in Detroit and Richmond This report examines bank lending to businesses in the Detroit and Richmond Regions. The purpose is to determine the extent to which banks are meeting the credit needs...
Patterns of Disparity: Small Business Lending in the Buffalo and New Brunswick Regions Part of our Patterns of Disparity series, this report examines bank lending to businesses in Buffalo, BY and New Brunswick, NJ. The purpose is to determine the...
Patterns of Disparity: Small Business Lending in the Chicago and Los Angeles – San Diego Regions This report examines bank lending to businesses in the Chicago five county region and in the Los Angeles and San Diego region....
Lessons Learned from the Circuit Court of Cook County Mortgage Foreclosure Mediation Program This report examines the development, implementation, and modification of the Circuit Court of Cook County Mortgage Foreclosure Mediation Program as it related to the court process for handling foreclosure cases...
No Right Turn: Illinois’ Auto Title Loan Industry and its Impact on Consumers The study found that: 1) The vast majority of title loans in Illinois are taken out by low-income people. 2) The number of title loans issued in...
150616_longerroadhome_cowan.pdf The study found that: Mortgage applications from most women and women with co-applicants are less likely to be originated than mortgage applications from men and men with co-applicants, even controlling for loan-to-income ratio. The disparities between the origination...
startingbehind_buitrago_may2015.pdf The study found that: Students at two-year for-profit colleges were nearly 50 percent more likely to borrow than students at public colleges, all other factors being equal. Latino and white students at four-year for-profit colleges were significantly more...
discredited_august2014_cowan Data from all regulated financial institutions shows the impact of the Great Recession on the availability of credit. Lending to businesses declined by 4.8 percent nationally between 2008 and 2011. The dollar volume of small loans to businesses...
overdraft.pdf Four organizations—California Reinvestment Coalition of Oakland, CA; New Economy Project of New York, NY; Reinvestment Partners of Durham, NC; and Woodstock Institute of Chicago, IL—conducted 64 mystery shopping visits at 39 bank branches in Chicago, Durham, New York...
The report defines a zombie property as a property for which a foreclosure case has been filed but not resolved for more than three years. Because neither the borrower nor the servicer has clear control of the property, neither...