PLPA Economic Impact & Job Creation
How the Predatory Loan Prevention Act in Illinois benefits communities and increases equity.
Woodstock plans two new Fact Books in 2021
Coming in 2021, two new Fact Books: one features 2020 Dodd-Frank Data, the other will aggregate the data from 34 years of Fact Book data to analyze long-term trends Fact Books, A Valuable Resource Woodstock Institute’s Community Lending Fact...
Patterns of Disparity: Small Business Lending In Illinois
This report finds businesses in low- and moderate-income and communities of color received fewer loans from banks than businesses in higher-income and predominantly white areas across Illinois. The report, which examines and compares lending reported by banks under...
Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region
Digitally Divided: Older Adult Banking Vulnerabilities in the Chicago Region April 17, 2019 Lauren Nolan This report reveals neighborhoods at highest risk of being left out of mainstream financial services, and offers solutions for financial institutions and policymakers. This...
Children’s Savings Accounts: Statewide Candidates Respond to Questionnaire
Children’s Savings Accounts: Statewide Candidates Respond to Questionnaire Woodstock Institute sent a questionnaire to all candidates for Governor, Attorney General, and Treasurer who will appear on the ballot in the 2018 General Election in Illinois asking their position on...
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region
Aging in Place: A Strategic Plan to Support Older Adult Housing Needs in the Chicago Region July 31, 2018 Lauren Nolan, Jason Olson This report identifies the conditions and challenges facing the growing population of older adults...
Enforcing Inequality: Balancing Budgets on the Backs of the Poor
June 27, 2018 This report was compiled by the Multi-State Collaborative, which is composed of four partner organizations serving four states: California Reinvestment Coalition (CA); Woodstock Institute (IL); Maryland Consumer Rights Coalition (MD); and Reinvestment Partners (NC). With funding...
The Debt Spiral: How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities
The Debt Spiral-How Chicago’s Vehicle Ticketing Practices Unfairly Burden Low-Income and Minority Communities June 21, 2018 Lauren Nolan This report sheds light on the City of Chicago’s ticket issuance policies, namely the disparate impact they inflict on...
Patterns of Disparity: Small Business Lending in Fresno and Minneapolis-St. Paul Regions
Patterns of Disparity: Small Business Lending in Fresno and Minneapolis- St. Paul The report examines the state of traditional bank small business lending in Fresno County, CA, and Minneapolis – St. Paul, MN. It offers policy and practice...
Patterns of Disparity: Small Business Lending in the Detroit and Richmond Regions
Patterns of Disparity: Small Business Lending in Detroit and Richmond This report examines bank lending to businesses in the Detroit and Richmond Regions. The purpose is to determine the extent to which banks are meeting the credit needs...