Statement of Horacio Mendez at Economic Growth and Regulatory Paperwork Reduction Act public meetingMarch 26, 2026Woodstock Institute President & CEO Horacio Mendez delivered the below testimony to the Federal Reserve Board…More
Testimony at 2025 Lending Equity Ordinance hearing on municipal depositoriesFebruary 9, 2026The presentation below is from the City of Chicago’s annual subject matter hearing on municipal depositories…More
Statement of Brent Adams at Economic Growth and Regulatory Paperwork Reduction Act public meetingOctober 30, 2025The below testimony was published as an op-ed in the American Banker on December 9, 2025:…More
Testimony at 2024 Lending Equity Ordinance hearing on municipal depositoriesFebruary 7, 2025The presentation below is from the City of Chicago’s annual subject matter hearing on municipal depositories.…More
SB 2234 Update: Advocates Stand Firm Against Well-Financed OpponentsApril 25, 2024SB2234 testimony available here One of Woodstock’s main policy objectives this year has been SB2234, the…More
Illinois Senate Subject Matter Hearing on Digital Asset Consumer ProtectionsApril 17, 2024Woodstock Senior Regulatory Policy Associate Jane Doyle delivered the below statement to the Illinois Senate Executive…More
Are the City of Chicago’s banks serving Chicago’s communities equitably? Testimony of Horacio Mendez at City Council Finance Committee Lending Equity Ordinance hearingJanuary 22, 2024The presentation below is from the City of Chicago’s annual subject matter hearing on municipal depositories.…More
IL General Assembly Subject Matter Hearing on HB 3064 (TILA) Testimony by Brent AdamsMarch 30, 2023Subject Matter Hearing: HB 3064 (Huynh) – Small Business TILA Illinois House of Representatives, Committee on…More
Testimony of Horacio Mendez at 2022 City Council Finance Committee Lending Equity Ordinance hearing on municipal depositoriesDecember 10, 2022My name is Horacio Mendez and I’m the President and CEO of the Woodstock Institute. I’d…More
Testimony of Horacio Mendez at BMO / Bank of the West merger public hearingJuly 22, 2022Hello – My name in Horacio Mendez, and I’m the President and CEO of the Woodstock…More
Testimony of Horacio Mendez at City Council Finance Committee Lending Equity Ordinance hearing on municipal depositories-2021December 9, 2021We think it would be worth exploring the creation of a program where a city agency…More
Testimony of Horacio Mendez at Illinois Community Reinvestment Act rulemaking hearingOctober 18, 2021Illinois has a historic opportunity to ensure state banks, state credit unions, and mortgage companies invest…More
Public comment at FHFA Enterprise Equitable Housing Finance Plan Listening SessionSeptember 29, 2021GSEs must change appraisal rules to help end the racial wealth gap One practice by the…More
Testimony of Horacio Mendez to Chicago City Council Finance Committee supporting Lending Equity OrdinanceSeptember 13, 2021September 13th, 2021, to the Chicago City Council Finance Committee meeting. My name is Horacio Mendez…More
Illinois Legislature passes Black Caucus’ 36% Rate Cap to curb predatory lendingJanuary 10, 2021SB 1792, introduced in a special session of the Illinois General Assembly, caps the APR on…More
Testimony of Brent Adams to Senate Executive Committee supporting Anti-Predatory Lending Act/Predatory Loan Prevention ActJanuary 10, 2021In support of HB 2685 – SFA 3 and specifically the portion of the bill that…More
Testimony of Spencer Cowan to Senate Financial Institutions Joint HearingOctober 22, 2020Testimony of Spencer Cowan to Senate Financial Institutions Joint Hearing with Senate Commerce and Economic Development…More
Testimony of Lauren Nolan to City of Chicago Committee on License and Consumer Protection on Cashless ProposalDecember 15, 2017Testimony of Lauren Nolan to Committee on License and Consumer Protection on Cashless 12.6.17.pdfMore