New rules reforming the mortgage market take effect this week
“The CFPB’s rules promote safe and sustainable homeownership and prohibit some of the worst practices that…
MoreFilter Articles
Mortgage, credit card issues top concerns for Illinois consumers, policy brief shows
CHICAGO—Issues with mortgages and credit cards were the top complaints Illinois consumers submitted to the Consumer…
More
First Half 2013 Foreclosure Filings and Auctions
foreclosurefactsheet_1H2013_woodstock.pdf Aggregated by community area, ward, suburban region, and municipality, Woodstock’s first half 2013 foreclosure update…
More
Inequality in Housing, Financial Services and Retirement Security in the Chicago Region
KAM slides 130501.pdf Woodstock President Dory Rand presented to the KAM Isaiah Israel on causes of…
More
Unequal Opportunity: Disparities in Mortgage Lending to Women in the Chicago Region
Presentation for the 2013 National Community Reinvestment Coalition Conference in Washington, D.C. Spencer Cowan presented on…
MoreNew research finds disparities in mortgage lending to women
Female mortgage applicants are less likely to have their loans originated than are male mortgage applicants,…
More
Unequal Opportunity: Disparate Mortgage Origination Patterns for Women in the Chicago Area
Unequal Opportunity Fact Sheet, March 2013 Using available Home Mortgage Disclosure Act (HMDA) data and controlling…
More
Negative Equity in Communities of Color in the Chicago Six County Region
IABG Negative Equity Presentation 121116 Cowan.pdf Presentation for the 2012 Illinois Asset Building Group Conference. Spencer…
More
Testimony of Spencer Cowan before the Illinois Residential Mortgage Board Public Hearing
121023_cowan_IRMB.pdf Testimony of Spencer Cowan before the Illinois Residential Mortgage Board Public Hearing on housing trends in…
More
Negative Equity in Communities of Color in the Chicago Six County Region
CFED Conference Negative Equity 120920 Cowan.pdf Presentation for the 2012 CFED National Conference. Spencer Cowan presented…
More
Testimony of Tom Feltner to the Chicago City Council on assisting underwater homeowners through the use of eminent domain
120814_chicagocitycouncil_feltner_writtentestimony_eminentdomain_0.pdf Testimony of Tom Feltner in favor of further consideration, targeted application, and public participation in…
MoreReport: FHA/VA Lending Concentrated in Neighborhoods of Color
Download the report Data from home mortgage loans originated in seven US cities in 2010…
More
Paying More for the American Dream VI: Racial Disparities in FHA/VA Lending
The report analyzes 2010 HMDA data on home purchase and refinance lending by loan type in…
More
Preserving Communities in the Wake of the Foreclosure Crisis
120627_metropolitanhousing_presentation.pdf Presented by Woodstock president Dory Rand to the Metropolitan Housing Coalition in Louisville, KY. Covers…
More
Testimony of Katie Buitrago before the Bipartisan Policy Center Housing Commission on Negative Equity in Communities of Color
120605_bphc_negativeequity_fieldhearing_0.pdf Testimony of Katie Buitrago, policy and communications associate at Woodstock Institute, on the issue of…
More
Fact Sheet: Negative Equity in Communities of Color in the Chicago Six County Region
stayingafloat_policybrief_mar2012_0.pdf
More
Struggling to Stay Afloat: Negative Equity in Communities of Color in the Chicago Six County Region
stayingafloat_march2012_cowanbuitrago_0.pdf It finds that negative equity is disproportionately concentrated in the Chicago region’s African American,…
More