Report: The PLPA Is Still Working; But the Predatory Lenders Strike Back!
In 2011, Illinois had 518 licensed payday loan stores. Today, there are zero. And contrary to…
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Testimony at 2025 Lending Equity Ordinance hearing on municipal depositories
The presentation below is from the City of Chicago’s annual subject matter hearing on municipal depositories…
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Financing For Home Repairs ‘Out Of Reach’
Written by Serrater Chapman, Director of Applied Research, Woodstock Institute. Letter to the editor originally published…
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Home Improvement Loan Access Limitations in Cook County and Chicago, IL (2021-2024)
Executive Summary This report analyzes Home Mortgage Disclosure Act (HMDA) data from 2021 to 2024 to…
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Community Lending Data Portal Virtual Workshop
In October, Woodstock Institute held a virtual workshop guiding participants through our Community Lending Data Portal.…
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2025 Portal Updates: New Small Business Lending Dashboard and Ward-Level Lending Data Now Available
The 2024 data is in! Visit Woodstock Institute’s updated Community Lending Data Portal for free and…
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2023 Lending Observations: Chicago, Cook County, and the Seven-County Region
The lending markets in Chicago, Cook County, and the seven-county Chicago-region have undergone significant shifts between…
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Mortgage Lending Matters: 2022 Data Edition (Massachusetts)
Woodstock Institute and the Partnership for Financial Equity are pleased to present Massachusetts Mortgage Lending Matters: 2022 Data Edition.…
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Small Business Lending Matters: 2022 Data Edition (Massachusetts)
Woodstock Institute and the Partnership for Financial Equity are pleased to present Massachusetts Small Business Lending…
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Roots to Grow: Strategies to Promote Subsidized Homeownership
The Chicago Area Fair Housing Alliance (CAFHA) partnered with Woodstock Institute on a new report, Roots…
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Introducing our new and improved Community Lending Data Portal
Woodstock Institute is proud to unveil our new Community Lending Data Portal, which now includes mortgage…
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Small Business Lending Matters: 2021 Data Edition (Massachusetts)
Woodstock Institute and the Partnership for Financial Equity are pleased to present Small Business Lending Matters—2021…
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New Report: State Interest Rate Cap has Saved Illinois Consumers More Than $600 Million
Predatory Lenders’ Attacks on the Law Expected to Continue For Immediate Release:January 16, 2024 ContactRobert…
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The Predatory Loan Prevention Act is Working
Illinois’s Predatory Loan Prevention Act: The Impacts of the State’s 36% Rate Cap In 2021, the…
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New Fact Book Reveals Continued Racial Disparities in Chicago Area Mortgage Lending
Chicago Area Community Lending Fact Book breaks down 2022 neighborhood-level mortgage trends. Learn more at upcoming…
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Community Lending Fact Book: 2022 Data Edition
Woodstock Institute is excited to announce the release of our Chicago Area Community Lending Fact Book:…
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2022 Chicago-area Community Lending Observations
The below is our analysis of 2022 Chicago-area mortgage lending trends based on the data…
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Mortgage Access Initiative: Phase 1 Policy Recommendations
View press release here Access the full phase 1 report here What is the Mortgage Access…
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