Predatory Lending

Fact Sheet: Understanding Credit Score Patterns in New York City

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Financial Services, Research

bridgingthegapNYC_nov2010_factsheet_0.pdf

This fact sheet examines patterns in credit scores in New York City. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in New York City. The fact sheet summarizes several policy recommendations to improve economic opportunity for people and communities impacted by low credit scores.


Addendum:

bridgingthegaponepager_jan2011_nycaddendum_0.pdf

This fact sheet examines patterns in credit scores in New York City in 2007. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in New York City in 2007. This is an addendum to the above fact sheet on credit scores in New York City.

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