How Communities Would Be Impacted by New Federal Banking Rules: Final Analysis

In the midst of the coronavirus pandemic, the Office of the Comptroller of the Currency (OCC) issued new rules to determine how banks are regulated under the Community Reinvestment Act (CRA). On May 20, 2020, Comptroller Joseph Otting issued his final rules. He resigned from the agency.

Click here to read our final, expanded analysis.

This analysis expands upon our preliminary policy analysis of the OCC rule.

Read Woodstock Institute and Housing Action Illinois’s preliminary policy analysis of the final rule as it compares with the OCC’s January 2020 proposal.