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CRA exams

HUD HQ viewed through a circle from the plaza in front of building

American Banker ‘BankThink:’ Reform the CRA? Maybe just enforce it, first.

Horacio Mendez’s opinion piece highlights an opportunity for federal bank regulators to raise the bar in grading banks reinvestment performance. I’m the first leader of the nearly 50-year-old economic equity and anti-redlining advocacy organization Woodstock Institute to come to...

November 11, 2022 at 4:54 pm read more

Comment Letter: Downgrade TAB Bank’s CRA Exam Rating

Woodstock Institute joined a coalition letter led by the National Community Reinvestment Coalition (NCRC) urging the FDIC to downgrade the Community Reinvestment Act (CRA) exam rating for TAB Bank. TAB Bank, based in Utah and regulated by the FDIC,...

July 5, 2022 at 11:36 am read more
Interior of the Thompson Center in Chicago

Testimony of Horacio Mendez at Illinois Community Reinvestment Act rulemaking hearing

Illinois has a historic opportunity to ensure state banks, state credit unions, and mortgage companies invest mortgage capital equitably. The ability for the State of IL to hold all lenders accountable for the impact they have on the residents...

October 18, 2021 at 10:08 am read more
Dory Website Resize.jpg

Bank Mergers Increase Opportunities for Community Input on CRA Plans

When CRA plans are required as a condition of the approval, the regulator retains jurisdiction to ensure that banks follow through. The growing use of conditional approvals is a very positive development and one which provides opportunities for community...

October 3, 2016 at 8:21 pm read more
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