Comment letter to Federal Reserve requesting that consumers be required to opt in to overdraft loan programs, rather than opt out

fed_july2008_R-1314_depositaccountproposedrule.PDF

Comment on a Federal
Reserve proposal requiring financial institutions to provide an opt-out right
for overdraft loan programs.  Woodstock believes that this is insufficient and
the Proposed Rule should be modified to require consumers to opt in, rather than
opt out.