“It always struck me as unfair that insurance companies could consider factors other than my driving record when charging me for something I legally have to purchase. I wondered how insurance companies got away with what appears to be sanctioned discrimination.“

It is perpetuating inequities based on race and income that were formed by inequitable decisions decades ago,” Brent Adams, senior vice president of policy and communication at the Woodstock Institute told the Sun-Times. “It is kicking people while they’re down in a whole host of ways.”