Statement: Capital One announces record-breaking $265 billion Community Benefits Plan as part of Discover acquisition
Plan includes specific commitments for Illinois to preserve and create jobs *Interviews available upon request* …
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Rules to Implement Historic Illinois Community Reinvestment Law Postponed in Legislative Committee
Although Industry Opposes the Law, Committee Co-Chair IndicatesImplementation Will Move Forward in 2024 For…
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Illinois CRA Comment Letter
Considering the absence of race in this NPR, it would seem that there is a disconnect…
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Cal Bradford: The CRA Prohibits Race Discrimination
Here we share a 2022 article by longtime CRA expert Cal Bradford showing that race is…
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Violating Your Way to an Outstanding CRA Rating
A series of Federal laws in the 1960s and 1970s was supposed to arm the bank…
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Illinois CRA proposal released; comment deadline extended to 3-16
Woodstock Institute staff are eagerly reading through the newly released proposed rules implementing the Illinois Community…
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What’s next for the Community Reinvestment Act? Should race be included?
Update: Following our discussion panelist Cal Bradford shared a draft article he prepared: The CRA…
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American Banker ‘BankThink:’ Reform the CRA? Maybe just enforce it, first.
Horacio Mendez’s opinion piece highlights an opportunity for federal bank regulators to raise the bar in…
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Read our comments on Federal CRA reform proposal
August 5: Today, Woodstock Institute & the Illinois CRA Coalition submitted our comments on proposed…
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Bank / Community Benefits Agreements – Game Changer or Consolation Prize?
Woodstock hosted a conversation on the need for and value of Bank Community Benefits Agreements. …
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Comment letter: Request for Information Regarding the HMDA Rule Assessment
The CFPB issued a call in November for information on the HMDA Rule Assessment. Woodstock Institute’s…
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Regulators must raise standards to root out lending inequities, First Mid win shows
We and St. Louis Equal Housing and Community Reinvestment Alliance have completed a Community Benefits Agreement…
MoreComment Letter: Opposing the Merger of First Mid Bank & Trust and Jefferson Bank & Trust
Update: here’s our October letter opposing the merger of First Mid, their response, followed by our…
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Comment letter: Illinois CRA Advanced Notice of Proposed Rulemaking
Woodstock Institute submitted these comments to the Illinois Department of Financial and Professional Regulation in response…
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Woodstock welcomes FDIC review of bank merger process
On December 9, the Consumer Financial Protection Bureau (CFPB) posted a request for comment by the…
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How about a ‘Presumption of “Needs to Improve?’”
Prioritizing racial equity is the most important CRA reform the Fed can tackle, said CEO Horacio…
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SLEHCRA, Woodstock Institute And NCRC Oppose First Mid And Jefferson Banks’ Merger Application
FOR IMMEDIATE RELEASE: October 19, 2021 On Monday, St. Louis Equal Housing and Community Reinvestment Alliance (SLEHCRA), Woodstock…
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Testimony of Horacio Mendez at Illinois Community Reinvestment Act rulemaking hearing
Illinois has a historic opportunity to ensure state banks, state credit unions, and mortgage companies invest…
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