Comment Letters Opposing OppFi’s Application for a Bank Charter
Woodstock Institute wrote two letters to federal regulators opposing Opportunity Financial’s (“OppFi”) application to acquire BNCCORP…
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Notices of Proposed Rules for Digital Assets and Consumer Protection Act and Digital Asset Kiosks Act
Read the full letter hereWoodstock Institute wrote to the Illinois Department of Financial and Professional Regulation…
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Comment Letter Opposing Federal Proposal to “Modernize the Regulatory Capital Framework”
Access the full letter hereWoodstock Institute wrote to federal regulatory agencies expressing our strong opposition to their…
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Comment Letter: FY 2026 to 2030 Consumer Financial Protection Bureau Strategic Plan
In response to a request for comment, Woodstock Institute responded to the Consumer Financial Protection Bureau’s…
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Home Mortgage Disclosure Act request for comment under the Paperwork Reduction Act
In response to a request for comment, Woodstock Institute Senior Research Fellow Calvin Bradford wrote to…
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Comment Letter: Implementation of the Illinois Interchange Fee Prohibition Act
Woodstock Institute wrote to Illinois leaders expressing our concerns regarding implementation of the Illinois Interchange Fee Prohibition Act…
MoreComment letter: OCC Guidelines Raising Asset Threshold for Risk Management Requirements
The Office of the Comptroller of the Currency (OCC) has proposed a rule that would raise the asset threshold for risk…
MoreComment letter opposing Enova International’s application to become a bank holding company and acquire Grasshopper Bank
Download the full letterRead a press release on this proposed merger from Woodstock Institute and NCRC here. Woodstock Institute…
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Comment Letter: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Woodstock Institute has written a comment letter to the Department of Housing and Urban Development (HUD)…
MoreComment Letter: Digital Asset Market Clarity Act of 2025 and the Responsible Financial Innovation Act of 2025
We oppose provisions of the CLARITY Act and the Responsible Financial Innovation Act of 2025 that…
MoreComment letter opposing the federal government’s proposed ban on regulators’ use of reputational risk
Woodstock Institute has written to federal financial regulators disagreeing with their proposal to “… codify the elimination of reputation risk from their supervisory…
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Comment Letter: Notice of Proposed Rulemaking on Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Our comment letter in response to the Consumer Financial Protection Bureau’s (CFPB) proposed rule implementing section 1071…
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Comment Letter: Notice of Proposed Rulemaking on the Equal Credit Opportunity Act
The Trump Administration’s Consumer Financial Protection Bureau (CFPB) has proposed a major rule change that would…
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Comment Letter: Request for Information on Industrial Banks and Industrial Loan Companies and Their Parent Companies
Comment Letter: Request for Information on Industrial Banks and Industrial Loan Companies and Their Parent Companies …
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CFPB Proposes Safe Havens for Financial Predators: Woodstock Institute Warns Agency’s Plan to Exempt Nonbank Companies from Oversight Will Put Consumers “Directly in Harm’s Way”
For Immediate Release: September 15, 2025 Contact: Robert Mayo | hello@woodstockinst.org **Media Interviews Available Upon Request**…
MoreComment Letter Regarding CFPB Complaint Database
Woodstock Institute wrote to Acting Director of the Consumer Financial Protection Bureau (CFPB) Russel Vought imploring…
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Comment Letter on Acquisition of The Lemont National Bank by NuMark Credit Union
Woodstock Institute submitted a comment letter in opposition to NuMark Credit Union’s application to acquire The…
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Second Comment Letter on Acquisition of Burling Bank by LevelField Financial
In January, we shared our comment letter to federal regulators requesting an extension of the public…
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