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payday alternatives

Green block with report title and CFA + Woodstock logos

Alternatives to High-Cost Loans and Policy Solutions to Expand Affordable Options Report co-published with CFA

We're proud to work with Consumer Federation of America to publish this report detailing alternatives to high cost loans and policy solutions to expand affordable options.

December 20, 2022 at 7:26 pm read more
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Chicago Sun-Times: High-interest loans in Chicago target Black neighborhoods

By Stephanie Zimmerman, November 26, 2021 Using 2019 borrower loan data obtained from state regulators, the nonprofit Woodstock Institute found the top ZIP codes for payday loans, excluding the Loop, were majority-Black… Brent Adams, senior vice president of the...

November 30, 2021 at 9:40 am read more
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Affordable Alternatives to Predatory Loans

Predatory loans can set-off a debt spiral and can lead to overdraft fees, loss of a bank account, bankruptcy, and even poor health. Before turning to a loan, consider some of these strategies to cut expenses and boost income....

June 10, 2021 at 9:21 am read more
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