Are you STILL capable of being surprised by structural inequality, including but not limited to women and minorities’ inability to take advantage of various financial opportunities? Eh, us neither, we are used to it by now, but just in case we accidentally become inoculated, let us learn about the current instantiation of redlining in Chicago.

A new fact sheet from the Woodstock Institute reports that women are having a harder time getting home loans than men, and that the picture is even worse for women of color. The institute looked at people living in the Chicago area and found that joint home purchase mortgage applications headed by women were 24 percent less likely to actually get a loan than male counterparts. For African American women, that number jumps to 34 percent. Worse, women are far less likely to be able to refinance their current mortgages. Female-headed joint refinance applications were 39 percent less likely to succeed, and that number is 44 percent for African-American women.

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