Foreclosure filings, also called foreclosure starts, are the first step toward foreclosure. While filings took a dramatic drop, however, foreclosure auctions – the final step in the foreclosure process – experienced a less drastic year-over-year decline, according to the data.

The exact number of filings for the first half of 2013 for the six-county region was 22,342, according to Woodstock. This number of filings for the same period in 2014 was 13,916, a decline of 37.7 percent year-over-year. Woodstock reported 16,332 foreclosure auctions for the six counties in the first half of 2013, a number which declined to 13,602 for the first half of 2014 – a drop of 16.7 percent.

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