Predatory Lending and Small Business Senate Hearing
Predatory Lending and Small Business Senate Hearing 1-25-16 FINAL.pdf Presented by Spencer Cowan at the Illinois…
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Building wealth through retirement savings and small business in 2015, looking forward to 2016
Retirement savings successes, but advocacy needed The Illinois Secure Choice Retirement Savings Act was signed into…
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Small Business Borrowers Bill of Rights
In part because large banks are not meeting the credit needs that neighborhood businesses have for…
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Comment Letter to the U.S. Treasury about Online Marketplace Lending
Response to Online Marketplace RFI.pdf This comment letter responds to the Treasury’s request for information about…
MoreFiduciary standards needed for all investment and retirement advice and small business lending
The lack of a fiduciary standard for retirement investment advisors costs consumers $17 billion a year…
MoreOp-ed: ‘Credit gap’ is an abyss for Chicago’s communities of color (Crain’s Chicago Business)
While some entrepreneurs can rely on home equity or other personal assets to get their businesses…
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Policy Brief: Disparate Access to Credit for Businesses in the Chicago Region
discredited_policybrief_aug2014 (2).pdf
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Dis-Credited: Disparate Access to Credit for Businesses in the Chicago Six County Region
discredited_august2014_cowan Data from all regulated financial institutions shows the impact of the Great Recession on the…
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Community Development Financial Institutions, New Market Tax Credits, Revolving Loan Funds, and Equity Investors as Sources of Business Capital in Appalachia, 2007 and 2010
ARC Webinar 131203 SMC.pdf Presented by Spencer Cowan on December 9, 2013.
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Reinvestment Alert 23: Small Business Lending in the Chicago Region
alert23.pdfGeoff Smith Analyzes patterns of small business lending in the Chicago region. Notes patterns in lending…
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Access to Capital: Milwaukee’s Continuing Small Business Lending Gaps
Gregory Squires and Sally O’Conner milwaukeesb.pdf Analyzes patterns of small business lending in Milwaukee, WI…
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Accessing Markets and Fortifying Entrepreneurship: Sectoral Approaches to Microenterprise Development
Marva Williams accessingmarkets.pdf This report analyzes how sectoral networks, a fairly recent innovation in…
MoreComment letter to Federal Reserve Board Suggesting Expansion of Small Business Data Disclosure
fed_nov1999_R-1008_hmda.pdfComment letter on proposed Regulation B rule stating that small business loan disclosure should mirror the…
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Getting Down to Business: Assessing Chicago Bank’s Small Business Lending in Lower-Income Neighborhoods
Daniel Immergluck gettingdowntobusiness.pdf Uses new CRA data to analyze lending by 50 largest small business lenders in…
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Reinvestment Alert #11: New Small Business Data Show Loans Going to Higher-Income Neighborhoods in Chicago Area
Daniel Immergluck alert11.pdf An analysis of the long-awaited small business loan data released by federal bank regulators…
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Economic Development Where It’s Needed: Directing SBA 504 Lending to Lower-Income Communities
Authors: Daniel Immergluck and Erin Mullen Summary This report analyzes data on 504 lending for the…
MoreSmall Business Lending for Economic Development
Daniel Immergluck and Malcolm Bush Volume 1: Strategic Responses for Urban Communities Explains the importance of…
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