Small business owner

Small Business Lending for Economic Development

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Research, Small Businesses

Daniel Immergluck and Malcolm Bush

Volume 1: Strategic Responses for Urban Communities
Explains the importance of small business development to modest-income
urban neighborhoods, including discussions of access-to-credit problems
and the role of CRA and economic development finance in these markets.
Provides a framework for developing strategies for addressing small
business financing needs in targeted markets.

Daniel Immergluck and Samantha Weinstein

Volume 2: Model Urban Programs
Profiles model small business lending programs around the country that
target modest-income communities. Examples include bank-community
partnerships, specialized bank units, multibank efforts,
government-administered programs, and CDFIs. The report also offers
lessons for effectively reaching underserved markets.
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Building Community: Developing Human and Economic Resources: Volume 1: Increasing Returns: the Economic Development Potential of Social Service Programs
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