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fair lending

First Mid bank

Comment Letter: Opposing the Merger of First Mid Bank & Trust and Jefferson Bank & Trust

Update: here’s our October letter opposing the merger of First Mid, their response, followed by our reply. RE: Application by First Mid Bancshares to acquire Delta Bancshares Company and Jefferson Bank and Trust Woodstock Institute submits this comment on...

January 14, 2022 at 11:07 am read more
Crain's Chicago Business logo

Crain’s Chicago Business: First Midwest buyer accused of home-lending discrimination as Fed mulls approval

By Steve Daniels, October 21, 2021 “This (lawsuit) is painting the Federal Reserve into a corner,” says Horacio Mendez, CEO of Chicago-based Woodstock Institute, a 48-year-old fair-lending organization. “I don’t believe this is a delay. I think they have...

October 21, 2021 at 12:53 pm read more
St. Louis Post-Dispatch logo

St. Louis Post-Dispatch: Nicklaus: Jefferson Bank finds itself in another fight, this time over buyer’s lending practices

By David Nicklaus, October 21, 2021 Horacio Mendez, president of the Woodstock Institute in Chicago, called the data “prima facie evidence” of “egregious redlining.” Woodstock, which does research on economic justice, joined the coalition seeking to block the merger. Complicating the...

October 21, 2021 at 12:51 pm read more
map of St. Louis metro area

SLEHCRA, Woodstock Institute And NCRC Oppose First Mid And Jefferson Banks’ Merger Application

FOR IMMEDIATE RELEASE: October 19, 2021 On Monday, St. Louis Equal Housing and Community Reinvestment Alliance (SLEHCRA), Woodstock Institute and the National Community Reinvestment Coalition (NCRC) submitted comment letters opposing the proposed merger between First Mid Bank & Trust and Jefferson Bank & Trust to the Federal Reserve....

October 19, 2021 at 9:45 am read more
St. Louis Business Journal logo

St. Louis Business Journal: Consumer groups cite minority lending in opposition to merger of First Mid Bancshares, St. Louis-based parent of Jefferson Bank and Trust

By James Drew, October 19, 2021 SLEHCRA and two other groups, the Woodstock Institute and the National Community Reinvestment Coalition, submitted letters Monday opposing the merger to the Federal Reserve Bank of Chicago. In addition to urging regulators to...

October 19, 2021 at 6:31 am read more

Comment Letter: Advocates Urge NIST to Promote Equitable Use of Artificial Intelligence

Woodstock signed on to a letter led by the National Fair Housing Alliance (NFHA) to respond to the National Institute of Standards and Technology’s (NIST) request for comment on their proposal on identifying and managing bias in artificial intelligence...

September 13, 2021 at 3:57 pm read more

Comment Letters: Joint Agency Request for Information on AI in Lending

Federal financial regulators published a Request for Information (RFI) to gather input from the public on how financial institutions use artificial intelligence (AI) and machine learning (ML) in lending and what factors regulators should consider for regulatory oversight of...

July 6, 2021 at 10:18 am read more

Letter of Support: Fair Lending for All Act

Woodstock has signed on to a letter led by the National Community Reinvestment Coalition (NCRC) in support of the Fair Lending for All Act (H.R. 166). This bill would create an Office of Fair Lending Testing at the Consumer...

May 7, 2021 at 1:58 pm read more

RELEASE: Once Again, Trump Administration Puts Profit before People, Ignores Needs of Most Vulnerable

Once Again, Trump Administration Puts Profit before People, Ignores Needs of Most Vulnerable   CFPB’s Stalled Payday Loan Protections and HUD’s Decision to Change Fair Housing Safeguards Threaten Consumers and Communities of Color FOR IMMEDIATE RELEASE: August 19, 2019 PRESS...

August 19, 2019 at 4:36 pm read more

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