Authors: Bradford, Calvin; Brehm, Robert K.; and Rubinowitz, Leonard S
Summary
This paper reviewed local and state laws and administrative regulations which required financial institutions to disclose their lending records, and in some instances their deposit records, by specified geographic areas to public agencies, public regulators, or the general public. It also indicated the various uses of disclosure data by public agencies and regulators. It also described the range of institutions and areas covered by existing disclosure laws and regulations, the specific information which various disclosure provisions require of financial institutions, and the procedures for the collection, publication, and analysis of disclosure data.
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An Analysis of Disclosure Laws and Regulations for Financial Institutions
