Mortgage Access

Credit Unions and Communities: Breaking New Ground in Affordable Mortgage Lending

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Mortgage Lending, Research

breakground_0.pdf  Kathryn Tholin

(A Project by the Credit Union Foundation, Inc.) Documentation of the Vermont Development Credit Union’s Affordable Mortgage Lending Program, a unique program which combines home purchase counseling with non-mortgage loan products to assist potential homebuyers become ready for a mortgage. The program can serve as a model for other lenders interested in affordable homeownership for lower-income families.
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